NGUYEN, Trung Kim Quoc. Factors of Value Chain Affect Bank Efficiency. Emerging Science Journal, [S. l.], v. 7, n. 6, p. 2005–2021, 2023. DOI: 10.28991/ESJ-2023-07-06-010. Disponível em: https://www.ijournalse.org/index.php/ESJ/article/view/1974. Acesso em: 21 jun. 2025.