CHEN, Guoqing; CHUTIMAN, Nipaporn; SURAPHEE, Sujitta; VOLODIN, Andrei; BUSABABODHIN, Piyapatr. Gradient Descent Decision Tree Algorithm and Nonlinear Programming for Credit Risk Assessment and Credit Strategy. Emerging Science Journal, [S. l.], v. 9, n. 4, p. 1831–1850, 2025. DOI: 10.28991/ESJ-2025-09-04-05. Disponível em: https://www.ijournalse.org/index.php/ESJ/article/view/3033. Acesso em: 12 sep. 2025.